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Terms of Service

Your access to, and use of, this Site is subject to the following Terms of Use and all applicable laws and regulations. By accessing and using the site, you accept, without limitation or qualification, these Terms of Use, and acknowledge that any other agreements between you and Dexter Financial Services, Inc. are superseded with respect to this subject matter. If you do not agree and accept, without limitation or qualification, these Terms of Use, please exit this site.

Copyright / Intellectual Property

This site and all of its contents including, but not limited to, all text and images ("Content") are owned and copyrighted by Dexter Financial Services, Inc. or others with all rights reserved unless otherwise noted. The trademarks, logos and service marks ("Marks") displayed on the site are the property of Dexter Financial Services, Inc., its affiliates distributors and other parties.

Users are prohibited from using any marks for any purpose including, but not limited to, use as metatags on other pages or sites on the World Wide Web without the written permission of Dexter Financial Services, Inc. or such third party which may own the marks. This entire World Wide Web site is copyrighted under United States law and protected by worldwide copyright laws and treaty provisions. Users of the site MAY download or print one copy of any and all materials on the site for personal, non-commercial use, provided that they do not modify or alter the materials in any way, nor delete or change any copyright or trademark notice. All material on this site is provided for lawful purposes only. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content or information available on or through the site for commercial or public purposes without express written consent. Dexter Financial Services, Inc. reserves full ownership of and intellectual property rights in any materials downloaded from this site. You may not distribute, modify, copy (except as set forth above), transmit, display, reuse, reproduce, publish, license, create derivative works from, transfer, sell or otherwise use Content without Dexter Financial Services, Inc.'s written permission. Your use of any content, except as provided in these Terms of Use, without the written permission of Dexter Financial Services, Inc. prohibited. You are also advised that Dexter Financial Services, Inc. will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

Submissions to the Dexter Financial Services, Inc. Web Site

Dexter Financial Services, Inc. welcomes your submissions; however, any information submitted, other than your personal or financial information (for example, your name, credit card number and/or e-mail address), to Dexter Financial Services, Inc. through this site is the exclusive property of Dexter Financial Services, Inc. and is considered NOT to be confidential. Dexter Financial Services, Inc. does not receive the submission in confidence or under any confidential or fiduciary relationship. Dexter Financial Services, Inc. may use the submission for any purpose without restriction or compensation. Any non-personal information, communications or material you send to Dexter Financial Services, Inc. by internet or electronic mail are on a non-confidential basis. We are free to use and reproduce any such information freely, and for any purpose whatsoever. Specifically, we will be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose, including developing, manufacturing or marketing products. Any information you send to this site must be truthful, and not violate the rights of others and be legal.

Third Party Links

Dexter Financial Services, Inc. makes no representations about web sites accessed through this site which are not maintained, controlled or created by Dexter Financial Services, Inc. This Site may contain links to sites owned or operated by parties other than Dexter Financial Services, Inc. Such links are provided for your convenience only. Dexter Financial Services, Inc. does not control, and is not responsible for, the content or privacy policies on, or the security of, such sites. Without limiting the foregoing, Dexter Financial Services, Inc. specifically disclaims, without limitation, any responsibility if such sites: Infringe any third party's intellectual property rights; Are inaccurate, incomplete or misleading; Are not merchantable or fit for a particular purpose; Do not provide adequate security; Contain viruses or other items of a destructive nature; or Are libelous or defamatory. Neither does Dexter Financial Services, Inc. endorse the content, or any products or services available, on such sites. If you use or establish a link to such sites or the Site, you do so at your own risk and without the permission of Dexter Financial Services, Inc.

Illegal or Improper Use

You are prohibited from using the site to post or transmit any infringing, threatening, false, misleading, abusive, harassing, libelous, defamatory, vulgar, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law - Dexter Financial Services, Inc. will fully cooperate with any law enforcement authorities or any court order requesting or directing Dexter Financial Services, Inc. to disclose the identity of anyone posting or transmitting any such information or materials; and you are prohibited from using the site to advertise or perform any commercial solicitation.

Liability

Information on this site is provided "as is" without warranty of any kind. Information on this Web site may contain typographical errors, technical inaccuracies or other errors and may be changed at any time without notice. Dexter Financial Services, Inc. has a policy of continuous improvement of products and reserves the right to make improvements or changes to products without notice.

Revisions to the Terms

Dexter Financial Services, Inc. may at any time, and without notice, revise these Terms of Use by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms of Use.